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2. The platform official website recommends member bank account opening

2.1) Airtm is a cross-border digital wallet and payment platform focused primarily on the Latin American market. Its core advantage lies in addressing USD deposits and withdrawals and cross-border transactions in regions with high inflation and strict foreign exchange controls. It is particularly suitable for Latin American investors, cross-border freelancers, immigrant families, and users who need USD as a safe haven. (1-2)

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2.2) Chipper Cash is Africa’s leading cross-border remittance and digital payment platform, focusing on providing low-cost, highly convenient transfer and financial services to African users, especially for African residents, cross-border freelancers, small and medium-sized enterprises, and users who need to exchange multiple currencies. (2-2)

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2.4) As the world’s leading international remittance service provider, MoneyGram focuses on fast and secure cross-border cash and digital transfers, which are particularly suitable for users without bank accounts, users with urgent remittance needs, immigrant families, and individuals who need multiple payment methods. (4-2)

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2.5) Payoneer, as the world’s leading cross-border payment platform, provides individuals and businesses with convenient international collection, payment and fund management services. It is especially suitable for cross-border e-commerce sellers, freelancers, small and medium-sized enterprises, and users who need to process multi-currency transactions. (5-2)

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2.6) Wirex’s account opening benefits highlight its unique capabilities as a multi-asset digital payment platform, particularly suitable for cryptocurrency users, cross-border consumers, travelers, and users seeking high-end financial services (6-2)

2.7) Wise is a leading global cross-border payment and multi-currency account platform. Its core competitiveness lies in transparent exchange rates, low fees, and comprehensive account functions. It is suitable for individual users, freelancers, international students, small and medium-sized enterprises, and those with high-frequency cross-border transaction needs. (7-2)
2.8) WorldFirst is a fintech platform specializing in cross-border payments, international collections, and currency exchange. Its services are particularly suitable for cross-border e-commerce sellers, foreign trade companies, freelancers, and users who need to manage funds in multiple currencies efficiently and cost-effectively. (8-2)